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Sex, mental and physical exercise, fight dementia

Friday, April 8, 2005Professor Perry Bartlett of University of Queensland‘s Brain Institute recommends sex, cryptic crosswords and a good run to stave off dementia.

The researcher, interviewed on Australian ABC radio today [1], said that with 52,000 Australians expected to be diagnosed with dementia by the end of the year, people wishing to ward off the degenerative disorder may benefit from activities which stimulate growth of new cells in the brain, accompanied by mental exercise to select for survival of the resulting crop of new cells.

“Quite prolonged exercise is very good to make new neurones,” said the Professor. “These new nerve cells are really quite vital to our ability to function in the higher brain functions, such as memory and learning. Most of them die. We now know that we can preserve some of them by giving direct stimuli.”

Professor Bartlett explained recent research findings, including those from collaborator Jeffrey D. Macklis [2] at Harvard in the US.

“There are a lot of hormones and changes in blood that go up and down after exercise, and so that may be a lead to some of the chemicals that can drive the production of nerve cells.

“One of the chemicals that seems to promote neurogenesis is prolactin, and prolactin levels are very high in pregnant females. Prolactin levels, by the way, also go up during sex as well. So one could think of a number of more entertaining activities than running in order to regulate the production of nerve cells.

“Perhaps doing something a little more inquisitive or intellectual might be good at selecting their survival. So perhaps one should run a long distance and do the cryptic crossword or something like that,” he said.

Professor Bartlett gave the same suggestions as being potentially helpful in depression, last year in an interview on the ABC Science Show. [3]

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Sex-for-aid spreads in war-torn Liberia

Monday, May 8, 2006

The aid agency Save the Children says an alarming number of girls in Liberia, as young as eight, were having sex with UN peacekeepers, policemen, teachers and humanitarian aid workers in exchange for money, food or favours.

“People don’t really accept it but because of the financial constraints, people just have to do so. Most of them are in households headed by only the mother, catering for children. Their fathers got killed in the war, or some fathers are living but can’t afford to care for their children; they have to accept the situation, so there is no way out. ”

The report says most people cited lack of economic and livelihood opportunities, as well as chronic poverty, as underlying causes for the ongoing exploitation of children. Parents reported feeling powerless to stop children who were having sex in exchange for goods and services, as they did not have the economic means to provide for their children. In some instances, families cited that transactional sex was a means of supporting the wider family to access things such as food or money to purchase food. In other cases, children identified more personal needs such as clothing or being able to access video clubs to watch films. The widespread nature of the problem meant it affected children in a broad cross section of environments.

The study, conducted by Save the Children, was intended to explore the ways in which children in ‘Internally Displaced Person’ (IDP) camps are vulnerable to exploitation and abuse as they attempt to meet their basic and other needs. It also explored the roles and responsibilities of humanitarian agencies in providing more protective systems for the delivery of assistance. During the discussions in the field, 315 men, women and children were consulted.

The people of Liberia have experienced ongoing suffering over the past two decades as a result of war and displacement. Children have been drawn into this in many ways, such as recruitment into armed forces, separation from their families, witnessing atrocities, rape and torture. Thousands have been driven from their homes into exile in neighbouring countries or camps for IDPs within Liberia, the report says.

Liberia has been shattered by the 1989-2003 civil war which caused an estimated 250,000 deaths in a country of barely 3 million people. The war forced around 1.3 million people from their homes into camps around the capital Monrovia or abroad.

Elections late last year saw Harvard-trained former World Bank economist Ellen Johnson-Sirleaf elected as the new president. Her government faces a massive task in rebuilding an economy and society torn apart by years of bloodshed. Many Liberians have been, and continue to be, heavily reliant on humanitarian assistance as a means of survival. Those who are able to find work often still live in chronic poverty with the national average wage being only US$50 per month.

The report found that people unanimously agree that attitudes have fundamentally changed since the war.

“It is like the cultural tradition is not holding any more. People have lost the cultural values and the tradition has been broken down. ”

Most people said that children were not involved in prostitution before the war, or to a very small extent, and that this only happened in the cities but not in the villages.

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Wikinews Shorts: April 9, 2007

A compilation of brief news reports for Monday, April 9, 2007.

Contents

  • 1 Three-year-old New Zealander chokes to death on candy
  • 2 Golf: Zach Johnson wins 71st Masters
  • 3 New York couple taking taxi to Arizona
  • 4 Vocational nurse charged with fatal Houston fire
  • 5 Iran starts industrial-scale production of nuclear fuel

The New Zealand Police has reported that a three-year-old boy choked to death on Saturday afternoon, due to what they believe was a piece of candy at his birthday party.

The parents did call New Zealand’s emergency number, 1-1-1, after their son alerted his parents to the fact that he was choking. The paramedics were unable to revive the Napier boy when they arrived at the scene.

The case has been referred to a coroner.

Sources


Relatively unknown golfer Zach Johnson won the 71st Masters Tournament in Augusta, Georgia. Johnson shot 3-under-par 69 in Sunday’s fourth round, to win by 2 strokes over Tiger Woods, Retief Goosen, and Rory Sabbattini.

Johnson won a purse worth US$1,305,000 and a lifetime qualification to the Masters Tournament, held annually at the Augusta National Golf Club.

Sources


A couple living in New York City have decided to take a taxi all the way to Arizona. Betty and Bob Matas are retiring and leaving the city for good. What started as joke, has become reality, in part to spare their cats from traveling in a jetliner cargo-hold. They have negotiated a US$3,000 flat fee instead of the metered rate, which was estimated at US$5,000.

Sources


A vocational nurse working for Dr. John Capriotti, a plastic surgeon, was accused of setting the fire that wounded several and killed three people in Houston, Texas on March 28. She was allegedly trying to cover up the fact that she hadn’t completed the paperwork for an upcoming audit.

The fire began in Dr. Capriotti’s office on the fifth floor and quickly spread to the sixth. Arson investigators from the Houston Fire Department, the FBI and the Federal Bureau of Alcohol, Tobacco, Firearms and Explosives had been working to determine the source of the fire.

Sources


Iran announced that it has started industrial scale production of nuclear fuel involving hundreds of centrifuges. The announcement comes as President Mahmoud Ahmadinejad reasserts his nation’s nuclear rights in the face of two rounds of sanctions by the UN Security Council, which is seeking a halt to such work.

The United States denounced the declaration, saying it showed Iran was defying the international community.

Sources



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Samsung releases its first tablet computer

Monday, September 6, 2010

File:Samsung-galaxy-tab.jpg

At the Internationale Funkausstellung Berlin (IFA) industrial exhibition in Berlin, the South Korean corporation Samsung released its first tablet computer, called “Galaxy Tab”.

The device features the Android operating system and a seven-inch screen. Samsung’s own applications, called “Reader’s Hub” and “Media Hub,” display ebooks and videos respectively. Latest Flash, and an interface to stream to TV also are included. Wireless technologies supported include 3G networks, Wi-Fi, and Bluetooth.

The device is a competitor to Apple’s iPad. British newspaper The Daily Mail considered the appearance of the Galaxy Tab on the market as a serious event for Apple, because the device has a smaller screen, and Samsung was expecting to set a price 1.5 to 2 times lower than the iPad. Samsung were considering a ten inch screen on future models. Galaxy Tab is “the first of the company’s tablet devices”, as a spokesperson said.

Head of product portfolio Thomas Richter expressed optimism about the device’s market future : “This is not just another tablet. We call it a Smart Media device.”

Samsung’s head of mobile communications J.K. Shin was also positive about the release of Galaxy Tab, commenting that “[t]here is a new and emerging consumer demand that Samsung can satisfy since mobile is in our DNA.”

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New Jersey files lawsuit against federal sports betting ban

Wednesday, March 25, 2009

A New Jersey state senator has filed a lawsuit seeking to overturn a federal law banning sports betting in 46 states.

State Sen. Raymond Lesniak, a Democrat representing portions of Union County, filed the suit Monday, arguing the 17-year-old law is unconstitutional because it treats four states differently than the other states.

Under the law, sports betting is prohibited in all states except Delaware, Oregon, Montana and Nevada, although only the latter two currently allow wagering.

“This federal law deprives the State of New Jersey of over $100 million of yearly revenues, as well as depriving our casinos, racetracks and Internet operators of over $500 million in gross income,” Lesniak said in a statement to the press.

The 39-page lawsuit is believed to be the first challenge to the Professional and Amateur Sports Protection Act of 1992. New Jersey missed a 1994 deadline that would have allowed it to join the other states when the law was implemented.

Atlantic City officials and their political allies have argued allowing sports betting would give all the states a new source of revenue needed in the face of a staggering recession.

New Jersey Governor Jon Corzine was not involved with the lawsuit, but he said legalizing sports betting would help Atlantic City and said it was “worth pursuing”.

Legalizing sports betting in New Jersey could bring the state more than $50 million in annual tax revenue, according to officials from the Interactive Media Entertainment & Gaming Inc., a Washington, D.C.-based consultant for the electronic gaming industry, which joined Lesniak as a plaintiff in the lawsuit.

“This is about more than revenue,” said Joe Brennan Jr., chairman of Interactive Media Entertainment. “It’s about jobs and economic activity.”According to 1999 study, $380 billion in illegal sports betting occurs in the state each year.

New Jersey, in particular, is facing a difficult budget season, and the Atlantic City casinos are in what the Associated Press called a “financial meltdown”. Eleven of the city’s casinos suffered their biggest revenue decline in 30 years last month.

Delaware is reported to be considering regulating sports betting, which New Jersey backers of the lawsuit said adds a sense of urgency to the issue.

“We cannot afford to be naive about illegal sports betting,” New Jersey State Sen. Jeff Van Drew said in a statement to the press. “It’s happening right now, and is funding other criminal enterprises which are far more dangerous.”

The New Jersey Thoroughbred Horsemen’s Association, the Thoroughbred Breeders Association of New Jersey and the Standardbred Breeders & Owners Association of New Jersey were also listed as plaintiffs in the lawsuit.

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August

3

How To Clear Clogged Toilet

How To Clear Clogged Toilet

by

tallen

What? The toilet is clogged? Again? Unfortunately, we all heard this many times, again and again. It is embarrassing to find this problem at your home. More so if you hear such a problem from your guest or a visitor from out of town? What if the complaint came from your in-laws? It is just deplorable. Makes you want the earth to just swallow you down whole.

[youtube]http://www.youtube.com/watch?v=1Cm1r3d2Qw4[/youtube]

But do not worry too much about it. You can solve this problem without having to call a plumber. This way, not only can you save some money but you can actually brag about your success in de-clogging your toilet, not only to your friends but maybe to your in-laws as well. So how should we unclog the toilet? There are really many ways to fix this problem. You can go to your plumber supply store and speak to one of their sales personnel, and ask them to help you out to decide the best choice for you. The plumber supply store usually has a wide array of products that you can choose from to suit your de-clogging needs. If you are unsure as to what to use and how to use it just look for one of their sales assistants and they will be more than willing to assist you on this. But mind you, it is important to try to solve the problem manually first. If they proved futile then you may use chemicals. I would like to emphasize that chemicals should be used as a last resort because they are harsh to the environment. We should try avoid it as possible as we can. Usually the first way to unclog a toilet manually is by the use of a plunger. If using the plunger fails, you can just go back and scout for other methods in the plumber supply section. There you could see a wide choices of products that you may find useful and fit your needs and budget. They have what you call a flexible cleaning tool sometimes referred to as an auger that works like a snake. It follows the contour of your toilet drain pipes to clear the clog. Another product that you may find available in the plumber supply section is a closet auger. This type of de-clogging tool is the preferred tool of most plumbers for any clogging problem. As to how to use them? Again do not hesitate to just ask any of their plumber supply assistants. If after doing all these things and the clog is still there, you may ask the plumber supply assistant to give you enzymes. However these enzymes only work for organic wastes and not for hair or any other objects. If the enzyme does not work, then you can ask for drain cleaning chemicals. If the problem is still there after all these work, then your problem might be more than just a clog. It might be about your plumbing lines. If this happens then it is now time to call your friendly neighborhood plumber. We do not recommend the average homeowners to deal with this problem by themselves.

The

Fluidmaster PRO

Brand represents the most trusted professional Plumber Supply label on the market. Noritz builds advanced

Tankless Water Heater

and provides the support and education for its products.

Article Source:

ArticleRich.com

Filled Under: Home Improvement

August

3

California’s violent video game ban law ruled unconstitutional by US Court of Appeals

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California’s violent video game ban law ruled unconstitutional by US Court of Appeals
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Sunday, February 22, 2009

A U.S. Court of Appeals on Friday has declared unconstitutional California Assembly Bills 1792 & 1793, the California “ultraviolent video games law” that sought to ban the sale or rental of violent video games to minors.

Federal judge Consuelo M. Callahan has ruled that the 2005 statewide ban, which has yet to be enforced, violates minors’ rights under the US Constitution’s First and 14th amendment because even the most graphic on-screen mayhem, video game content represents free speech that cannot be censored without proper justification.

The Court has ruled that there’s no convincing evidence it causes psychological damage to young people. The 3-0 judgment has affirmed an earlier ruling by a U.S. District Court, which barred enforcement of the law on the basis that it was “unduly restrictive” and “used overly broad definitions,” and that the state failed to show that the limitations on violent video games would actually protect children.

In 2005, Leland Yee (???), a California State Senator (in District 8 which includes the western half of San Francisco and most of San Mateo County), Speaker pro Tempore of the Assembly (D-San Francisco/Daly City), introduced California Assembly Bills 1792 & 1793 which barred “ultra-violent” video games from minors under the age of eighteen in California and mandated the application of ESRB ratings for video games.

“California Assembly Bills 1792 & 1793” were commonly called the “ultraviolent video games bills” or simply “video game ban” bills. Bill 1792 banned the sales of such video games while Bill 1793 required signs explaining the regulations on said games to be placed where such were sold. Both bills were passed by the Assembly and signed by Governor Arnold Schwarzenegger into law (AB 1179) on October 7, 2005.

Explicitly, these two bills provided that:

  • AB 1792 will place ultra-violent video games into the “matter” portion of the penal code, which criminalizes the sale of said material to a minor.
  • AB 1793 will require retailers to place M-rated games separate from other games intended for children, and will also require retailers to display signage explaining the ESRB rating system.

Yee, a former child psychologist has publicly criticized such games as Grand Theft Auto: San Andreas and Manhunt 2, and opposes the U.S. Army’s Global Gaming League.

On October 17, 2005, before the effectivity of the challenged Act, plaintiffs Video Software Dealers Association, the not-for-profit international trade association dedicated to advancing the interests of the $32 billion home entertainment industry and Entertainment Software Association, a 1994 US trade association of the video game industry have filed lawsuit (D.C. No. CV-05-04188-RMW) against the defendants Governor Arnold Schwarzenegger, CA Attorney General, Edmund G. Brown, Santa Clara County District Attorney George Kennedy, City Attorney for the City of San Jose, Richard Doyle, and County Counsel for the County of Santa Clara, Ann Miller Ravel.

Plaintiffs’ counsel, Jenner & Block‘s Paul M. Smith has filed a declaratory relief to invalidate the newly-enacted California Civil Code sections 1746-1746.5 (the “Act”), on the grounds that it allegedly violated 42 U.S.C. § 1983 and the First and Fourteenth Amendments.

Plaintiffs have submitted that “the Act unconstitutionally curtailed freedom of expression on its face based on content regulation and the labeling requirement, was unconstitutionally vague, and violated equal protection. California’s restrictions could open the door for states to limit minors’ access to other material under the guise of protecting children.”

By December 2005, both bills had been struck down as unconstitutional, by Ronald M. Whyte, District Judge, Presiding in the United States District Court for the Northern District of California in San Jose, thereby preventing either from going into effect on January 1, 2006.

Judge Whyte has granted plaintiffs’ motion for a preliminary injunction in “Video Software Dealers Ass’n v. Schwarzenegger,” 401 F. Supp. 2d 1034 (N.D. Cal. 2005), and cross-motions for summary judgment, in “Video Software Dealers Ass’n v. Schwarzenegger,” No. C-05-04188, slip op. (N.D. Cal. Aug. 6, 2007).

Similar bills were subsequently filed in such states as Illinois, Oklahoma, Minnesota, Michigan and Louisiana have been ruled to be unconstitutional by federal courts on First Amendment grounds, according to Sean Bersell, a spokesman for the Entertainment Merchants Association.

The defendants, in the instant Case No. 07-16620, have timely appealed the judgment. On October 29, 2008, the appealed case was argued and submitted to the Sacramento, California‘s U.S. Court of Appeals, hence, the promulgation of the instant 30 pages decision (No. 07-16620; D.C. No. CV-05-04188-RMW) by Alex Kozinski, Chief Judge, Sidney R. Thomas and Consuelo M. Callahan (who wrote the court’s opinion), United States Court of Appeals for the Ninth Circuit Judges.

In the ban’s defense, Deputy Attorney General for the State of California, Zackery Morazzini has contended that “if governments restrict the sale of pornography to minors, it should also create a separate category for ultra-violent video games.” Edmund Gerald “Jerry” Brown, Jr., California Attorney General, has also argued that “the Court should analyze the Act’s restrictions under what has been called the ‘variable obscenity’ or ‘obscenity as to minors’ standard first mentioned in Ginsberg, 390 U.S. 629. The Court’s reasoning in Ginsberg that a state could prohibit the sale of sexually-explicit material to minors that it could not ban from distribution to adults should be extended to materials containing violence.”

The “Fallo” or dispositive portion of the judgment in question goes as follows:

We hold that the Act, as a presumptively invalid contentbased restriction on speech, is subject to strict scrutiny and not the “variable obscenity” standard from Ginsberg v. New York, 390 U.S. 629 (1968). Applying strict scrutiny, we hold that the Act violates rights protected by the First Amendment because the State has not demonstrated a compelling interest, has not tailored the restriction to its alleged compelling interest, and there exist less-restrictive means that would further the State’s expressed interests. Additionally, we hold that the Act’s labeling requirement is unconstitutionally compelled speech under the First Amendment because it does not require the disclosure of purely factual information; but compels the carrying of the State’s controversial opinion. Accordingly, we affirm the district court’s grant of summary judgment to Plaintiffs and its denial of the State’s cross-motion. Because we affirm the district court on these grounds, we do not reach two of Plaintiffs’ challenges to the Act: first, that the language of the Act is unconstitutionally vague, and, second, that the Act violates Plaintiffs’ rights under the Equal Protection Clause of the Fourteenth Amendment.—”Video Software Dealers Association; Entertainment Software Association v. Arnold Schwarzenegger and George Kennedy” – No. 07-16620; D.C. No. CV-05-04188-RMW – Alex Kozinski, Chief Judge, Sidney R. Thomas and

Consuelo M. Callahan, United States Court of Appeals for the Ninth Circuit Circuit Judges.

“We need to help empower parents with the ultimate decision over whether or not their children play in a world of violence and murder,” said the law’s author, Sen. Leland Yee, announcing he wanted Edmund Gerald “Jerry” Brown, Jr., the current Attorney General and a former governor of the State of California, to appeal the decision to the U.S. Supreme Court.

“Letting the industry police itself is like letting kids sign their own report cards and that a self regulating system simply doesn’t work. I’ve always contended that the … law the governor signed was a good one for protecting children from the harm from playing these ultra-violent video games. I’ve always felt it would end up in the Supreme Court,” Sen. Yee explained. “In fact, the high court recently agreed, in Roper v. Simmons (2005), that we need to treat children differently in the eyes of the law due to brain development,” he added.

According to Michael D. Gallagher, president of the Entertainment Software Association, plaintiff, the Court’s ruling has stressed that parents, with assistance from the industry, are the ones who should control what games their children play. “This is a clear signal that in California and across the country, the reckless pursuit of anti-video game legislation like this is an exercise in wasting taxpayer money, government time and state resources,” Gallagher said in a statement.

California’s violent video game law properly seeks to protect children from the harmful effects of excessively violent, interactive video games. While I am deeply disappointed in today’s ruling, we should not stop our efforts to assist parents in keeping these harmful video games out of the hands of children.

Entertainment Software Association members include Disney Interactive Studios, Electronic Arts, Microsoft Corp, THQ Inc, Sony Computer Entertainment America, and Take-Two Interactive Software, the maker of “Grand Theft Auto” games.

Judge Callahan has also reprimanded state lawyers for having failed to show any reasonable alternatives to an outright statewide ban against the ultra-violent video games. “Ratings education, retailer ratings enforcement, and control of game play by parents are the appropriate responses to concerns about video game content,” said Bo Andersen, president and chief executive of the Entertainment Merchants Association.

Andersen continues, “retailers are committed to assisting parents in assuring that children do not purchase games that are not appropriate for their age. Independent surveys show that retailers are doing a very good job in this area, with an 80 percent enforcement rate, and retailers will continue to work to increase enforcement rates even further; the court has correctly noted that the state cannot simply dismiss these efforts.”

California was already forced to pay $282,794 to the ESA for attorneys’ fees, money that would’ve helped with the state’s current budget difficulties. Andersen has urged California government officials not to appeal the case. “The estimated $283,000 in taxpayer money spent by the state on this case is so far an ‘ill-advised, and ultimately doomed, attempt at state-sponsored nannyism.’ A voluntary ratings system already exists to avoid the state-sponsored nannyism of a ban,” he explained.

“The governor believes strongly we have a responsibility to our children and our communities to protect against the effects of video games depicting ultra-violent actions,” said Governor Schwarzenegger spokeswoman Camille Anderson adding the governor was reviewing Friday’s decision.

Deputy Attorney General Zackery Morazzini, the state’s counsel in the appealed case, has stressed that “a law restricting sales of violent games is far more effective than industry self-policing, since the technological controls that the court cited as another alternative can be easily bypassed by any kid with an Internet connection.”

According to Jim Steyer, Founder of Common Sense Media, a non-profit organization of 750,000 regular users dedicated to improving children’s media lives, researches have shown that playing these violent video games are detrimental for kids mental and physical health. “The health threat involved with kids playing such games is equivalent to smoking cigarettes,” Steyer said. “These violent video games are learning tools for our children and clearly result in more aggressive behavior,” said Randall Hagar, California Psychiatric Association’s Director of Government Affairs.

The Federal Trade Commission‘s data reveals that “nearly 70 percent of thirteen to sixteen year olds are able to purchase M-rated (Mature) video games, which are designed for adults; ninety-two percent of children play video or computer games, of which about forty percent are rated M, which are the fastest growing segment of the 10 billion-dollar video game industry; the top selling games reward players for killing police officers, maiming elderly persons, running over pedestrians and committing despicable acts of murder and torture upon women and racial minorities.”

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August

3

Chinese activist severely beaten by “mob”

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Chinese activist severely beaten by “mob”
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Monday, October 10, 2005

Guardian journalist Benjamin Joffe-Walt has claimed to have witnessed democracy activist Lu Banglie beaten “lifeless” by a mob on Saturday night. Joffe-Walt and Lu were in a taxi attempting to enter the villiage of Taishi, which the journalist described as “the hotspot of the growing rural uprisings in China”.

According to Mr Joffe-Walt, their car was surrounded by a group of about 30 men. When the men recognised Mr Lu, “… they completely lost it. They pulled him out and bashed him to the ground, kicked him, pulverised him, stomped on his head over and over again. The beating was loud, like the crack of a wooden board, and he was unconscious within 30 seconds. They continued for 10 minutes. The body of this skinny little man turned to putty between the kicking legs of the rancorous men.”

Mr Lu was later found to have survived but suffered serious injuries. Mr Lu has told the Guardian that he was battered unconscious and later driven hundreds of miles to his home town where he is now recuperating. Civil rights lawyers said they were considering a legal case against his attackers, thought to be a group of thugs hired by the local authorities to put down an anti-corruption campaign against the chief of Taishi village.

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August

3

Remember, Your Auto Insurance Won’t Cover Your Teen’s Pizza Delivery Habits. Make Sure You’ve Got The Coverage You Need!

By Anthony Peck

When you thought of the ways your kids were going to drive you insane once they became teenagers, driving was probably on the list. Having a job that would exclude them from the family auto insurance policy probably wasn’t! That’s a pretty common problem for parents of delivery drivers, however. Here’s the inside scoop on pizza delivery and auto insurance and what you can do to make sure your teen has the coverage they need.

Why Car Insurance Companies Won’t Cover Pizza Delivery Drivers

Do you remember all the questions you had to answer when you first bought your auto insurance policy? It seems like you’ve given your insurance agent everything but your blood type by the time you’re done! Your insurance company wants to know EXACTLY what you’re going to be using your car for before they decide whether or not they’re going to insure you (and what they’re going to charge you for the privilege!) and there’s a good reason for that. Drivers who spend more time out on the roads are more likely to be involved in accidents that lead to car insurance claims. More claims=higher premiums.

[youtube]http://www.youtube.com/watch?v=hXBcmqwTV9s[/youtube]

You can see where we’re going with this.

If you’re on the road during work hours instead of happily parked somewhere you’re a higher insurance risk, and most car insurance companies aren’t going to take on that risk for non-commercial premiums. If your teen is driving your car on a pizza delivery and they’re involved in an accident you might find yourself unpleasantly surprised to discover your car insurance company isn’t going to touch those damages with a ten foot pole. You could be holding the bag for thousands of dollars in repairs and no other options.

Picking Up a Commercial Auto Insurance Policy

Before handing your teen your keys and wishing them good luck in their pizza delivery career there are a few things you as a parent need to know. First and foremost, what kind of insurance is their employer offering them? Companies that employ delivery drivers are technically required to carry insurance to protect them during work hours. Some do this using company cars, which lets them keep their auto insurance rates to a minimum because they know exactly how many cars they’ll have on the road at any given point in time.

Other companies buy what’s known as a non-owned auto insurance policy. This gives your teen full liability coverage while they’re out on the road on company business. What it doesn’t do, however, is cover the damages to your vehicle. If your teen is going to be launching a delivery career and driving your car to do it you’re going to want to talk to your insurance company to find out what you need to do to purchase the comprehensive and collision coverage that will keep your car safe out on the road.

To do this you might be forced to buy a commercial auto insurance policy. The cost of commercial auto insurance might make you flinch at first, but remember-it’s going to cost a lot less to insure your car than it is to fix it. And if you’re very lucky, your teen isn’t going to be delivering pizzas forever!

About the Author: Anthony M. Peck is the Senior Developer, Software Project Manager, and Director of Business Development for QuoteScout.com. For more information on

commercial auto insurance

visit them on the web at http://www.QuoteScout.com.

Source:

isnare.com

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isnare.com/?aid=407305&ca=Finances

Filled Under: Financial Services

August

3

Category:June 8, 2010

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Category:June 8, 2010
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? June 7, 2010
June 9, 2010 ?
June 8

Pages in category “June 8, 2010”

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