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Warhol’s photo legacy spread by university exhibits

Tuesday, January 28, 2014

Evansville, Indiana, United States — This past week marked the opening night of an Andy Warhol exhibit at the University of Southern Indiana. USI’s art gallery, like 189 other educational galleries and museums around the country, is a recipient of a major Warhol donor program, and this program is cultivating new interest in Warhol’s photographic legacy. Wikinews reporters attended the opening and spoke to donors, exhibit organizers and patrons.

The USI art gallery celebrated the Thursday opening with its display of Warhol’s Polaroids, gelatin silver prints and several colored screen prints. USI’s exhibit, which is located in Evansville, Indiana, is to run from January 23 through March 9.

The McCutchan Art Center/Pace Galleries at USI bases its exhibit around roughly 100 Polaroids selected from its collection. The Polaroids were all donated by the Andy Warhol Photographic Legacy Program, according to Kristen Wilkins, assistant professor of photography and curator of the exhibit. The Andy Warhol Foundation for the Visual Arts made two donations to USI Art Collections, in 2007 and a second recently.

Kathryn Waters, director of the gallery, expressed interest in further donations from the foundation in the future.

Since 2007 the Andy Warhol Photographic Legacy Program has seeded university art galleries throughout the United States with over 28,000 Andy Warhol photographs and other artifacts. The program takes a decentralized approach to Warhol’s photography collection and encourages university art galleries to regularly disseminate and educate audiences about Warhol’s artistic vision, especially in the area of photography.

Contents

  • 1 University exhibits
  • 2 Superstars
  • 3 Warhol’s photographic legacy
  • 4 USI exhibit
  • 5 Sources

Wikinews provides additional video, audio and photographs so our readers may learn more.

Wilkins observed that the 2007 starting date of the donation program, which is part of the Andy Warhol Foundation for the Visual Arts, coincided with the 20th anniversary of Andy Warhol’s death in 1987. USI was not alone in receiving a donation.

K.C. Maurer, chief financial officer and treasurer at the Andy Warhol Foundation, said 500 institutions received the initial invitation and currently 190 universities have accepted one or more donations. Institutional recipients, said Mauer, are required to exhibit their donated Warhol photographs every ten years as one stipulation.

While USI is holding its exhibit, there are also Warhol Polaroid exhibits at the Tang Teaching Museum and Art Gallery at Skidmore College in Saratoga Springs, New York and an Edward Steichen and Andy Warhol exhibit at the Mary & Leigh Block Museum of Art at Northwestern University in Evanston, Illinois. All have received Polaroids from the foundation.

University exhibits can reach out and attract large audiences. For example, the Weatherspoon Art Museum at the University of North Carolina at Greensboro saw attendance levels reach 11,000 visitors when it exhibited its Warhol collection in 2010, according to curator Elaine Gustafon. That exhibit was part of a collaboration combining the collections from Duke University, located in Durham, North Carolina, and University of North Carolina at Chapel Hill, which also were recipients of donated items from the Andy Warhol Photographic Legacy Program.

Each collection donated by the Andy Warhol Photographic Legacy Program holds Polaroids of well-known celebrities. The successful UNC Greensboro exhibit included Polaroids of author Truman Capote and singer-songwriter Carly Simon.

“I think America’s obsession with celebrity culture is as strong today as it was when Warhol was living”, said Gustafon. “People are still intrigued by how stars live, dress and socialize, since it is so different from most people’s every day lives.”

Wilkins explained Warhol’s obsession with celebrities began when he first collected head shots as a kid and continued as a passion throughout his life. “He’s hanging out with the celebrities, and has kind of become the same sort of celebrity he was interested in documenting earlier in his career”, Wilkins said.

The exhibit at USI includes Polaroids of actor Dennis Hopper; musician Nick Rhodes of Duran Duran; publishers Jann Wenner of Rolling Stone Magazine and Carlo De Benedetti of Italy’s la Repubblica; disco club owner Steve Rubell of Studio 54; photographers Nat Finkelstein, Christopher Makos and Felice Quinto; and athletes Vitas Gerulaitis (tennis) and Jack Nicklaus (golf).

Wikinews observed the USI exhibit identifies and features Polaroids of fashion designer Halston, a former resident of Evansville.

University collections across the United States also include Polaroids of “unknowns” who have not yet had their fifteen minutes of fame. Cynthia Thompson, curator and director of exhibits at the University of Arkansas, Fayetteville, said, “These images serve as documentation of people in his every day life and art — one which many of us enjoy a glimpse into.”

Warhol was close to important touchstones of the 1960s, including art, music, consumer culture, fashion, and celebrity worship, which were all buzzwords and images Wikinews observed at USI’s opening exhibit.

He was also an influential figure in the pop art movement. “Pop art was about what popular American culture really thought was important”, Kathryn Waters said. “That’s why he did the Campbell Soup cans or the Marilyn pictures, these iconic products of American culture whether they be in film, video or actually products we consumed. So even back in the sixties, he was very aware of this part of our culture. Which as we all know in 2014, has only increased probably a thousand fold.”

“I think everybody knows Andy Warhol’s name, even non-art people, that’s a name they might know because he was such a personality”, Water said.

Hilary Braysmith, USI associate professor of art history, said, “I think his photography is equally influential as his graphic works, his more famous pictures of Marilyn. In terms of the evolution of photography and experimentation, like painting on them or the celebrity fascination, I think he was really ground-breaking in that regard.”

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The Polaroid format is not what made Warhol famous, however, he is in the company of other well-known photographers who used the camera, such as Ansel Adams, Chuck Close, Walker Evans, Robert Mapplethorpe, and Helmut Newton.

Wilkins said, “[Warhol] liked the way photo booths and the Polaroid’s front flash looked”. She explained how Warhol’s adoption of the Polaroid camera revealed his process. According to Wilkins, Warhol was able to reproduce the Polaroid photograph and create an enlargement of it, which he then could use to commit the image to the silk screen medium by applying paint or manipulating them further. One of the silk screens exhibited at USI this time was the Annie Oakley screen print called “Cowboys and Indians” from 1987.

Wilkins also said Warhol was both an artist and a businessperson. “As a way to commercialize his work, he would make a blue Marilyn and a pink Marilyn and a yellow Marilyn, and then you could pick your favorite color and buy that. It was a very practical salesman approach to his work. He was very prolific but very business minded about that.”

“He wanted to be rich and famous and he made lots of choices to go that way”, Wilkins said.

It’s Warhol. He is a legend.

Kiara Perkins, a second year USI art major, admitted she was willing to skip class Thursday night to attend the opening exhibit but then circumstances allowed for her to attend the exhibit. Why did she so badly want to attend? “It’s Warhol. He is a legend.”

For Kevin Allton, a USI instructor in English, Warhol was also a legend. He said, “Andy Warhol was the center of the Zeitgeist for the 20th century and everything since. He is a post-modern diety.”

Allton said he had only seen the Silver Clouds installation before in film. The Silver Clouds installation were silver balloons blown up with helium, and those balloons filled one of the smaller rooms in the gallery. “I thought that in real life it was really kind of magical,” Allton said. “I smacked them around.”

Elements of the Zeitgeist were also playfully recreated on USI’s opening night. In her opening remarks for attendees, Waters pointed out those features to attendees, noting the touches of the Warhol Factory, or the studio where he worked, that were present around them. She pointed to the refreshment table with Campbell’s Soup served with “electric” Kool Aid and tables adorned with colorful gumball “pills”. The music in the background was from such bands as The Velvet Underground.

The big hit of the evening, Wikinews observed from the long line, was the Polaroid-room where attendees could wear a Warhol-like wig or don crazy glasses and have their own Polaroid taken. The Polaroids were ready in an instant and immediately displayed at the entry of the exhibit. Exhibit goers then became part of the very exhibit they had wanted to attend. In fact, many people Wikinews observed took out their mobiles as they left for the evening and used their own phone cameras to make one further record of the moment — a photo of a photo. Perhaps they had learned an important lesson from the Warhol exhibit that cultural events like these were ripe for use and reuse. We might even call these exit instant snap shots, the self selfie.

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Children enjoy interacting with the “Silver Clouds” at the Andy Warhol exhibit. Image: Snbehnke.

Kathryn Waters opens the Andy Warhol exhibit at USI. Image: Snbehnke.

At the Andy Warhol exhibit, hosts document all the names of attendees who have a sitting at the Polaroid booth. Image: Snbehnke.

Curator Kristin Wilkins shares with attendees the story behind his famous Polaroids. Image: Snbehnke.

A table decoration at the exhibit where the “pills” were represented by bubble gum. Image: Snbehnke.

Two women pose to get their picture taken with a Polaroid camera. Their instant pics will be hung on the wall. Image: Snbehnke.

Even adults enjoyed the “Silver Clouds” installation at the Andy Warhol exhibit at USI. Image: Snbehnke.

Many people from the area enjoyed Andy Warhol’s famous works at the exhibit at USI. Image: Snbehnke.

Katie Waters talks with a couple in the Silver Clouds area. Image: Snbehnke.

Many people showed up to the new Andy Warhol exhibit, which opened at USI. Image: Snbehnke.

At the exhibit there was food and beverages inspired to look like the 1960s. Image: Snbehnke.

A woman has the giggles while getting her Polaroid taken. Image: Snbehnke.

A man poses to get his picture taken by a Polaroid camera, with a white wig and a pair of sunglasses. Image: Snbehnke.

Finished product of the Polaroid camera film of many people wanting to dress up and celebrate Andy Warhol. Image: Snbehnke.

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Canberra’s Sophie Lavers crowned Miss World Australia

Thursday, July 23, 2009

Sophie Lavers, a 24-year-old woman from Canberra, has been crowned Miss World Australia in Sydney. She defeated nineteen other finalists to take the prize and will represent Australia at the Miss World event in South Africa.

The entrants were judged based on several categories including best talent, healthy body image, sports and fitness and beauty with a purpose. An aspiring actress, she is completing an acting course and hopes to build a career in film and television. She is also a qualified fitness instructor and has worked as a Kings Cross waitress.

She has been described in the media as having an “amazing figure” and it has been rumoured that she has used this for modelling work. However, Lavers has said that her body has only been modelled for a good cause: “Some do think that, but I have only ever modelled for charity.”

She also doubts much will change for her, at least in the near future. “I’ll still get up and probably have peanut butter on toast for breakfast but after that I’m not sure what’s happening. I guess I won’t be going to work tomorrow.”

She explained that all the girls who entered were dedicated to making a difference. “I just think it’s like having little angels out there through the country helping in all different areas whether it’s with children, or blind people, or the homeless.” Lavers also complained that non-stop smiling for the event has left here mouth sore. “I’m not used to smiling for hours on end.”

Lavers is now set to head to Johannesburg for the December 12 global competition. “I’ve got to get a month of outfits ready and get a talent and another speech and everything. Oh goodness.”

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US charges homeless man after plane stolen and crashed in Maryland

Tuesday, December 29, 2009

Police from Frederick in Maryland, US have charged a homeless man with three offenses after a light aircraft was stolen from Frederick Municipal Airport early yesterday morning. The single-engine aircraft crashed as its thief tried to take off.

51-year-old Calvin Cox was arrested near the scene in the nearby woods after officers arrived. He was discovered by dog handlers. The Piper Super Cub came off the runway and ran onto grass, sustaining damage to its fuselage and propeller as well as possibly its engine. The crash occured at 2:15 a.m.

Cox has been charged with felony theft, burglary, and trespassing. The plane was removed from an airport hangar and belonged to the Mid-Atlantic Soaring Association, who uses it to tow gliders. Michael H. Higgins, the association’s president, said it would be difficult for someone unfamiliar with the aircraft to start it, as several buttons and switches are required. He described the incident as “a very unusual situation.”

Police described Cox as familiar with aircraft. They say that while they have yet to determine any motive, they believe Cox’s “intention was to leave the Frederick area.” Nobody was injured in the crash.

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Asbestos controversy aboard Scientology ship Freewinds

Friday, May 16, 2008

Controversy has arisen over the reported presence of blue asbestos on the MV Freewinds, a cruise ship owned by the Church of Scientology. According to the Saint Martin newspaper The Daily Herald and the shipping news journal Lloyd’s List, the Freewinds was sealed in April and local public health officials on the Caribbean island of Curaçao where the ship is docked began an investigation into the presence of asbestos dust on the ship. Former Scientologist Lawrence Woodcraft supervised work on the ship in 1987, and attested to the presence of blue asbestos on the Freewinds in an affidavit posted to the Internet in 2001. Woodcraft, a licensed architect by profession, gave a statement to Wikinews and commented on the recent events.

According to The Daily Herald, the Freewinds was in the process of being renovated by the Curaçao Drydock Company. The article states that samples taken from paneling in the ship were sent to the Netherlands, where an analysis revealed that they “contained significant levels of blue asbestos”. An employee of the Curaçao Drydock Company told Radar Online in an April 30 article that the Freewinds has been docked and sealed, and confirmed that an article about asbestos ran in the local paper.

Lloyd’s List reported that work on the interior of the Freewinds was suspended on April 27 after health inspectors found traces of blue asbestos on the ship. According to Lloyd’s List, Frank Esser, Curaçao Drydock Company’s interim director, joined Curaçao’s head of the department of labor affairs Christiene van der Biezen along with the head of the local health department Tico Ras and two inspectors in an April 25 inspection of the ship. “We are sending someone so that they can tell us what happened, where it came from, since when it has been there,” said Panama Maritime Authority’s director of merchant marine Alfonso Castillero in a statement to Lloyd’s List.

The Church of Scientology purchased the ship, then known as the Bohème, in 1987, through an organization called Flag Ship Trust. After being renovated and refitted, it was put into service in June 1988. The ship is used by the Church of Scientology for advanced Scientology training in “Operating Thetan” levels, as well as for spiritual retreats for its members. Curaçao has been the ship’s homeport since it was purchased by the Church of Scientology.

According to his 2001 statement, Lawrence Woodcraft had been an architect in London, England since 1975, and joined Scientology’s elite “Sea Organization” (Sea Org) in 1986. He wrote that he was asked by the Sea Org to work on the Freewinds in 1987, and during his work on the ship “noticed a powdery blue fibrous substance approximately 1 ½” thick between the paint and the steel wall,” which he believed to be asbestos. He also discovered what he thought was blue asbestos in other parts of the ship, and reported his findings to Church of Scientology executives. Woodcraft discussed his experiences in a 2001 interview published online by the Lisa McPherson Trust, a now-defunct organization which was critical of the Church of Scientology.

The Freewinds regularly inspects the air quality on board and always meets or exceeds US standards.

Church of Scientology spokeswoman Karin Pouw responded to Radar Online about the asbestos reports, in an email published in an article in Radar on May 1. “The Freewinds regularly inspects the air quality on board and always meets or exceeds US standards,” said Pouw. She stated that two inspections performed in April “confirmed that the air quality is safe,” and asserted that the inspections revealed the Freewinds satisfies standards set by the United States Occupational Safety and Health Administration and the U.S. Clean Air Act.

Pouw told Radar that “The Freewinds will be completing its refit on schedule.” The Church of Scientology-affiliated organization Citizens Commission on Human Rights (CCHR) had been planning a cruise aboard the Freewinds scheduled for May 8, but according to Radar an individual who called the booking number for the cruise received a message that the cruise had been delayed due to ongoing work on the ship. Citing an article in the Netherlands Antilles newspaper Amigoe, Radar reported on May 6 that a team from the United States and supervised by an independent bureau from the Netherlands traveled to Curaçao in order to remove asbestos from the Freewinds.

…if the Church of Scientology claims to have removed the blue asbestos, I just don’t see how, it’s everywhere. You would first have to remove all the pipes, plumbing, a/c ducts, electrical wiring etc. etc. just a maze of stuff.

“I stand by everything I wrote in my 2001 affidavit,” said Lawrence Woodcraft in an exclusive statement given to Wikinews. Woodcraft went on to state: “I would also comment that if the Church of Scientology claims to have removed the blue asbestos, I just don’t see how, it’s everywhere. You would first have to remove all the pipes, plumbing, a/c ducts, electrical wiring etc. etc. just a maze of stuff. Also panelling as well, basically strip the ship back to a steel hull. Also blue asbestos is sprayed onto the outer walls and then covered in paint. It’s in every nook and cranny.”

Many Scientologist celebrities have spent time aboard the Freewinds, including Tom Cruise, Katie Holmes, John Travolta, Kelly Preston, Chick Corea, Lisa Marie Presley, Catherine Bell, Kate Ceberano, and Juliette Lewis. Now magazine reported that Tom Cruise has been urged to seek medical attention regarding potential asbestos exposure, however a representative for Cruise stated he has “absolutely no knowledge” of the recent asbestos controversy. Cruise, Holmes, Travolta and Preston have celebrated birthdays and other events on the Freewinds.

There is not now and never has been a situation of asbestos exposure on the Freewinds.

In a May 15 statement to the United Kingdom daily newspaper Metro, a representative for the Church of Scientology said that “There is not now and never has been a situation of asbestos exposure on the Freewinds.” The Asbestos and Mesothelioma Center notes that agencies have recommended anyone who has spent time on the Freewinds consult with their physician to determine if possible asbestos exposure may have affected their health.

Raw blue asbestos is the most hazardous form of asbestos, and has been banned in the United Kingdom since 1970. Blue asbestos fibers are very narrow and thus easily inhaled, and are a major cause of mesothelioma. Mesothelioma is a form of cancer which can develop in the lining of the lungs and chest cavity, the lining of the abdominal cavity, or the pericardium sac surrounding the heart. The cancer is incurable, and can manifest over 40 years after the initial exposure to asbestos.

“This is the most dangerous type of asbestos because the fibres are smaller than the white asbestos and can penetrate the lung more easily,” said toxicologist Dr. Chris Coggins in a statement published in OK! Magazine. Dr. Coggins went on to note that “Once diagnosed with mesothelioma, the victim has six months to a year to live. It gradually reduces lung function until the victim is no longer able to breathe and dies.”

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By Gloria MacTaggart

Although this usage isnt as common as it used to be, tomato is slang for an attractive woman. A hot tomato is slang for, well, lets call it a very attractive woman. This was before the Twiggy days, which heralded the popularity of the ultra-slim, and probably had something to do with being round, juicy and plump. Regardless of the terms origin, the fact is, the tomato has a lot to offer that indeed could contribute to you being a hot tomato. It is not only one of the healthiest foods available; it also has several topical uses that will leave your skin healthy and glowing. And if you dont know what skin type you are, it doesnt matter normal, oily, dry, or combination, they all benefit from the tomato as part of a natural skin care routine.

What does the tomato have to offer? One cup of tomatoes contains over 57 percent of the recommended daily value (RDV) of Vitamin C, over 22 percent of the RDV of Vitamin A, and over 10 percent of the RDV of Vitamin K. It is high in nine different minerals and five different B vitamins, and contains a good amount of Vitamin E, protein and dietary fiber. It is also very high in lycopene the phytochemical that gives the tomato its red color, and is known to be among the most potent antioxidants. When you eat a tomato, this combination of nutrients protects you against various cancers, heart disease, diabetes and migraines. And when you apply tomato pulp to your skin, it leaves it healthy and glowing.

For topical skin treatments, try the following recipes.

[youtube]http://www.youtube.com/watch?v=5gKsOqlhA_c[/youtube]

For oily skin, use tomato pulp by itself, or in combination with lime juice. Rub the pulp onto the skin, leave it on for 20 minutes to an hour, and wash it off with cool or warm water. This will shrink enlarged pours, and help get rid of blemishes.

For normal skin, juice of one tomato and add two teaspoons of yogurt. Apply to the face and let it dry, then wash it off. This will give your skin a healthy glow. Substituting four tablespoons of buttermilk for the yogurt is also an excellent sunburn treatment.

For dry skin, grind a carrot with a few almonds, and add enough tomato juice to form a paste. Apply it to the face and leave it on for about 20 minutes, then wash off.

Tomato juice mixed with honey is also a great mask for all skin types. Use it on your face and neck, and wash off after about 15 minutes.

When youve completed your treatment, apply a good shielding lotion. Its also good for any skin type, and will protect against damage from the elements, and lock in the moisture needed to keep your skin looking good and keep you looking like a hot tomato.

About the Author: Author, Gloria MacTaggart, contributes articles on skin care for The National Skin Care Institute. For more information, visit

SkinCareNet.org

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Source:

isnare.com

Permanent Link:

isnare.com/?aid=83615&ca=Wellness%2C+Fitness+and+Diet

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Bush calls for US offshore oil exploration

Thursday, June 19, 2008

United States President George W. Bush delivered a speech Wednesday in which he urged the United States Congress to end a ban on oil exploration off of US shores. Currently there is both an executive order and a Congressional moratorium against such exploration.

The Congress issued its moratorium in 1981. In 1989, President George H.W. Bush issued an executive order in the wake of the Exxon Valdez oil spill.

President Bush said that “we should expand American oil production by increasing access to the Outer Continental Shelf, or OCS. Experts believe that the OCS could produce about 18 billion barrels of oil. That would be enough to match America’s current oil production for almost ten years.”

“I know the Democratic leaders have opposed some of these policies in the past,” President Bush said. “Now that their opposition has helped drive gas prices to record levels, I ask them to reconsider their positions. If Congressional leaders leave for the Fourth of July recess without taking action, they will need to explain why $4-a-gallon gasoline is not enough incentive for them to act.”

Senator John McCain, who is the presumptive nominee for the Republican Party, said on Tuesday that he favors offshore drilling.

Senator Harry Reid, the Senate majority leader from the Democratic Party, said: “This week’s flip-flop on offshore oil drilling by President Bush and Senator John McCain is nothing more than a cynical campaign ploy that will do nothing to lower energy prices, and represents another big giveaway to oil companies already making billions in profits.”

“It’s cynical to say that we can drill our way out of this mess,” said Athan Manuel, of the environmental group Sierra Club. “The solution to $4 gas is not off our coast.”

A recent poll conducted by Reuters/Zogby showed that about 60% of Americans support more oil drilling and refinery construction, yet nearly the same percentage also say they are in favor of conservation.

“We will take pressure off gas prices over time by expanding the amount of American-made oil and gasoline. We will strengthen our national security by reducing our reliance on foreign oil. We will benefit American workers by keeping our nation competitive in the global economy — and by creating good jobs in construction, and engineering, and refining, maintenance, and many other areas,” said Bush in his speech.

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April

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Wikinews interviews Joe Schriner, Independent U.S. presidential candidate

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Wikinews interviews Joe Schriner, Independent U.S. presidential candidate
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Saturday, April 17, 2010

Journalist, counselor, painter, and US 2012 Presidential candidate Joe Schriner of Cleveland, Ohio took some time to discuss his campaign with Wikinews in an interview.

Schriner previously ran for president in 2000, 2004, and 2008, but failed to gain much traction in the races. He announced his candidacy for the 2012 race immediately following the 2008 election. Schriner refers to himself as the “Average Joe” candidate, and advocates a pro-life and pro-environmentalist platform. He has been the subject of numerous newspaper articles, and has published public policy papers exploring solutions to American issues.

Wikinews reporter William Saturn? talks with Schriner and discusses his campaign.

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April

21

A Quick Look At Ltc Plans On The Market

By Dennis Jarvis

We’re going to provide a general overview of what makes up a standard Long Term Care plan and then more importantly, we’re going to provide some guidance on plans we feel offer some of the best cost to value breaks on the LTC market.

First, let’s take a quick look at what comprises a Long Term Care plan. LTC is basically a promise to pay for health care expenses or pay you cash directly in the case of extended needs. These needs are not covered by health insurance plans or Medicare. The expenses can range from full-blown nursing care to more day to day custodial care. When comparing the plans, what we’re really analyzing the constraints on this care and the premium costs to offer this protection. There are a couple of key constraints we should concentrate on when comparing these plans.

Our ultimate goal is to attain the most benefit amount possible for the lowest possible premium. I know that sounds self-explanatory but Long Term Care insurance is different from most other types of insurance where the benefit is defined by the cost. For example with health insurance, the plan (of any worth) will usually pay a percentage of the obtained cost. With LTC, we need to choose an amount of benefit up front. This can be tricky as we’re not sure of what the actual expense will be. The best we can do is look at today’s average costs for our area and extrapolate out what that expense might be at the time we expect LTC costs (say between age 70-85). So, is it as simple as quoting the plans side by side and choosing the lowest premium for a given amount of benefit? We wish.

[youtube]http://www.youtube.com/watch?v=ewdEAlwGo6U[/youtube]

There are a couple of key policy settings to choose from when comparing plans. These are the constraints mentioned above. The first is waiting period. If you had coverage from day 1 of qualifying for benefits, the cost would probably be prohibitively high. In response, the carriers added waiting periods to bring the costs down. This is a period of time after qualifying for benefits but before the benefits start. The second constraint is length of benefits. This basically dictates how long your daily or monthly Long Term Care benefits will last. Indefinite or lifetime will be the most expensive of course and we can reduce the monthly premium by limiting the length of time that you will receive benefits. So benefit amount, benefit length, and waiting period. These are constraints we can choose up front to affect the premium amount we pay for insurance. Are there other key concerns? Yes.

The two over-arching constraints are inflation protection and type of pay-out. Infation protection might sound like some kind of add-on just there to increase the carrier’s margins but depending on the insured’s age, the risk can be real. Inflation can eat up your planned benefit so protection from it can be a valuable concern. The other main constraint is type of pay-out. We’ve saved the most important consideration for last. This basically dictates how and when the benefit will pay out. This really is the first decision to make. Some policies may only payout for nursing homes while others will pay out for home health care. There’s even a new wrinkle with benefits that will pay out cash. This brings us to our second part…ideal plan settings and options on the market.

First, we recommend quoting based on $120 daily benefit (or $3600 monthly), 90-100 day waiting period (explanation here on medicare and LTC); 3 years of benefit (addressing average length of LTC benefit). If you’re under age 65, compound interest becomes important. Between age 65 and 75, simple interest. Over age 75, no inflation. Finally, our favorite option now is nursing/home hybrid care with a cash benefit built in. The cash benefit, although 40-50% of daily benefit, can start from day 1 which is amazing in terms of flexibility. You can then switch to home health care after the chosen waiting period. We’re happy to run a quote to match this make-up for you.

About the Author: Dennis Jarvis is a licensed Long Term Care insurance broker with extensive knowledge of the LTC plan market. Quote Long Term Care Insurance

Source: isnare.com

Permanent Link: isnare.com/?aid=675083&ca=Finances

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April

21

Apartment block blaze kills nine in Mississippi, US

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Apartment block blaze kills nine in Mississippi, US
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Tuesday, December 29, 2009

A blaze at an apartment block killed nine people early yesterday morning in Mississippi, US. The dead included six young children, and the building was seriously damaged after fire broke out at 4 a.m. in Starkville.

All nine victims were in the same apartment in the two-story building, which was split into eight residences and sustained heavy damage to three of these. Firefighters had difficulty dealing with the emergency and were still there six hours after the fire began.

The youngest child was six months old and the eldest was four. No names have been released, and the disaster’s cause remains a mystery. Emergency services kept residents away while they cleaned up the scene.

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April

21

More than 160 dead in bushfires in Australia

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More than 160 dead in bushfires in Australia
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Monday, February 9, 2009

173 people have been killed in fires raging through Australia, making this the deadliest bushfire in Australian history. Nearly 815,447 acres (330,000 hectares) have been burned and 750 homes have been burned to the ground. In 1983, 75 people were killed on what was dubbed the Ash Wednesday fires. 71 people were killed in similar fires in 1939. The country’s prime minister, Kevin Rudd, calls the fires “mass murder”.

“This is of a level of horror that few of us anticipated. There are no words to describe it other than mass murder,” said Rudd who also called the situation “numbing”.

The combination of Australia’s long term drought, a record heat wave with temperatures as high as 47.2 degrees Celcius (117 Fahrenheit) and winds over 100km/h (60mph), sparked the dozens of fires across Victoria. Some are being investigated as arson. Over 60,000 firefighters are battling the various blazes. These fires although common in Australia have caught people unprepared due to their intensity and speed. Survivors of Kinglake tell of how up until 10 minutes before the fire started to tear through their country town people were unaware of how close and dangerous the fire really was.

24 people from Kinglake and Kinglake West have died and hundreds of houses have burnt to the ground. Over 1,500 people in Kinglake alone have been left homeless, left with a town which has mostly burned to the ground. Many people have been caught in the terrifying position of staying and fighting for their houses or fleeing before the fires arrive. Many of the people who have died have attempted to flee in their cars too late and were caught in the middle of the inferno, some being burned alive. Despite the efforts of firefighters, many towns have been totally destroyed, leaving nothing but piles of ashes. Witnesses and survivors of fires in Marysville and Narbethong, Victoria, describe the towns as being totally wiped out or substantially damaged.

Authorities are investigating the fires, some 20% of them are being called arson or have being started by human error, leaving much of the scorched land a crime scene of ashes. Some of the fires were reignited by arsonists after firefighters had already taken control of them, according to one fire official in Victoria. Others are believed to have been started by lighting tires on fire.

“Some of these fires have started in localities that could only be by hand, it could not be natural causes,” said deputy commissioner for the Victoria state police, Kieran Walshe. Fire fighting operations chief, Steve Warrington says that the fire departments “know [they] have someone who is lighting fires in this community.”

The Federal Government has pledged $10 million (4.4 million pounds) in immediate assistance with more to come as the situation becomes clear. The other States of Australia have also announced their plans to help Victoria and Victorians during this time. New South Wales will send 250 firefighters and 50 tankers. The Australian Capital Territory home to Canberra has pledged 90 firefighters and support equipment.

Australia’s neighbour New Zealand is currently considering what assistance it will be able to provide. For the moment, the nation has sent 100 firefighters to help with battling the blazes. The team is expected to arrive to Australia in as little as 24 hours.

“What we can do is, with that manpower, really help out even if it’s just a matter of relieving at times. We’ve obviously got to make sure we protect our domestic situation as well,” said New Zealand prime minister John Key.

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