Thursday, June 12, 2008
The 2008 Google Developer Day started its second day today at Beijing International Convention Center, China. “Cloud Computing” was chosen as its theme for this event, driving more discussions between several participating programmers on the applications of Internet APIs.
| The battle of [operating] platforms comes to an end in the presence, ‘The Internet’ will be the final survivor in this battle. With revolutions and risen-up products from different web era, an interactive platform for developers will be more and more opened. In the past, we [the public] gained informations from mass media, but now, interactions from Internet users are more and more frequent and active than the past. I believe that the Internet will continuously play the greatest role, developers will lead the revolution of next-generation Internet era. | ||
Since Google Gears, Android, and the Google App Engine was already discussed in Japan, Google China announced that they will cooperate with several local internet communities including MySpace, Tianya Club, and Xiaonei Web on an interactive platform – “OpenSocial” in China.
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In the present time, commercial photography has become a very important part of the business world. This profession is very popular and it helps an organization to get a really impressive portfolio which is the need of the hour. You can compare the portfolio to your top certificates or degrees; in fact the truth is that a portfolio can work much better than these two. So, if you want to lead the road towards success, make sure that you hire a good commercial photographer in Bournemouth. These experts make use of their skills in a very professional manner and give an amazing explanation to each shoot. They can bring life to a simple advertising picture shoot as well as to a big advertising shoot. You can even take the example of a wedding album or a portrait shoot. Now, let’s discuss some essentials of commercial photography and how it plays an important role in the present business industry. When you hire the top commercial photographer in Bournemouth, he completely concentrates on a single track. They check all the details of their projects to know its range of fields. You can take the example of an organization dealing with several fields such as tourism, sports, education, health and many others. So, when you hire an expert, he will initiate his job after considering each field. His first task will be to cover the subject of his project and then only he can fix his shoot. Apart from this, they will offer you some additional benefits also. These people will pay a good heed to the lighting issue i.e. they know all the factors important to make a good shoot. They will make use of right kind of lightening system as a poor one can affect their work and cause shadows and imperfect reflections. You can get a nightmare instead of a good portfolio. Now, if they use quality lighting system, I am sure that you will get a marvelous collection that look completely awesome. On the other hand, there is one more factor that shall give you amazing results or you can say a collection beyond your imagination. These professional will keep the subject on focus and put their best efforts to give a neat look to the entire collection. I don’t think there would be anyone who likes blurred images. People always look for the top photographers who can help them get clear pictures with good resolution. These days even the smart phones are chosen on the basis of their camera quality as people want to pay only if they can have a good collection of images and videos in their cell. Thus, you can see how important it is to have an expert service for a good photo shoot for your business organization. if you want to hire these, you can browse the online sources and find a reliable firm that can help you in offering such expert services at competitive charges.
Tuesday, October 14, 2008
The San Diego, California suburb of Chula Vista has responded to the recent housing crisis with an aggressive blight control ordinance that compels lenders to maintain the appearance of vacant homes. As foreclosures increase both locally and throughout the United States, the one year old ordinance has become a model for other cities overwhelmed by the problem of abandoned homes that decay into neighborhood eyesores.
Chula Vista city code enforcement manager Doug Leeper told the San Diego Union Tribune that over 300 jurisdictions have contacted his office during the past year with inquiries about the city’s tough local ordinance. Coral Springs, Florida, and California towns Stockton, Santee, Riverside County, and Murietta have all modeled recently enacted anti-blight measures after Chula Vista’s. On Wednesday, 8 October, the Escondido City Council also voted to tighten local measures making lenders more accountable for maintenance of empty homes.
| Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements. | ||
Under the Chula Vista ordinance lenders become legally responsible for upkeep as soon as a notice of mortgage default gets filed on a vacant dwelling, before actual ownership of the dwelling returns to the lender. Leeper regards that as “the cutting-edge part of our ordinance”. Chula Vista also requires prompt registration of vacant homes and applies stiff fines as high as US$1000 per day for failure to maintain a property. Since foreclosed properties are subject to frequent resale between mortgage brokers, city officials enforce the fines by sending notices to every name on title documents and placing a lien on the property, which prevents further resale until outstanding fines have been paid. In the year since the ordinance went into effect the city has applied $850,000 in fines and penalties, of which it has collected $200,000 to date. The city has collected an additional $77,000 in registration fees on vacant homes.
Jolie Houston, an attorney in San Jose, believes “Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.” Traditionally, local governments have resorted to addressing blight problems on abandoned properties with public funds, mowing overgrown lawns and performing other vital functions, then seeking repayment afterward. Chula Vista has moved that responsibility to an upfront obligation upon lenders.
| That kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors. | ||
As one of the fastest growing cities in the United States during recent years, Chula Vista saw 22.6% growth between 2000 and 2006, which brought the city’s population from 173,556 in the 2000 census to an estimated 212,756, according to the U.S. Census Bureau. Chula Vista placed among the nation’s 20 fastest growing cities in 2004. A large proportion of local homes were purchased during the recent housing boom using creative financing options that purchasers did not understand were beyond their means. Average home prices in San Diego County declined by 25% in the last year, which is the steepest drop on record. Many homeowners in the region currently owe more than their homes are worth and confront rising balloon payment mortgages that they had expected to afford by refinancing new equity that either vanished or never materialized. In August 2008, Chula Vista’s eastern 91913 zip code had the highest home mortgage default rate in the county with 154 filings and 94 foreclosures, an increase of 154% over one year previously. Regionally, the county saw 1,979 foreclosures in August.
Professionals from the real estate and mortgage industries object to Chula Vista’s response to the crisis for the additional burdens it places on their struggling finances. Said San Diego real estate agent Marc Carpenter, “that kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.” Yet city councils in many communities have been under pressure to do something about increasing numbers of vacant properties. Concentrations of abandoned and neglected homes can attract vandals who hasten the decline of struggling neighborhoods. Jolie Houston explained that city officials “can’t fix the lending problem, but they can try to prevent neighborhoods from becoming blighted.”
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Does Chula Vista’s solution save neighborhoods or worsen the financial crisis?
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CEO Robert Klein of Safeguard, a property management firm, told the Union Tribune that his industry is having difficulty adapting to the rapidly changing local ordinances. “Every day we discover a new ordinance coming out of somewhere”, he complained. Dustin Hobbs, a spokesman from the California Association of Mortgage Bankers agreed that uneven local ordinances are likely to increase the costs of lending. Hobbs advised that local legislation is unnecessary due to California State Senate Bill 1137, which was recently approved to address blight. Yet according to Houston, the statewide measure falls short because it fails to address upkeep needs during the months between the time when foreclosure begins and when the lender takes title.