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bytimothyharvard

SR22 insurance is not a specific type of auto insurance itself. Rather, it is a letter sent to the department of motor vehicles from your insurance provider. It is a statement that says you have insurance in place. And, if you stop making payments on your insurance or it is canceled for any other reason, the insurer will alert the department about this. For those who need it, it is essential to get SR22 insurance quotes in Decatur, GA because this type of letter tends to increase costs.

Why Are You Paying More?

SR22 insurance quotes in are high risk drivers. This may mean you have been in an accident or caused a significant amount of damage previously. It may also mean that you were driving under the influence. There are various reasons why you may need this coverage, but it tends to come down to being a high risk driver.

What Can You Expect?

When you need this type of high risk insurance document, you can expect to pay significantly more for coverage. However, most drivers do not have to maintain this long term. Within a few years, you should be able to qualify for traditional insurance again if the department of motor vehicles eliminates your requirement for an SR22.

Take the time to get and compare SR22 insurance quotes in Decatur, GA to determine which provider can offer you the best rate. Taking this step is essential to protecting your investment and to being able to drive legally again. Getting the right price matters, too.